I live in Australia, most of my customers live in the USA and shipping is very expensive and takes a long time! I conducted a poll in this post and most of the feedback was that customers would not be willing to wait the amount of time it takes to deliver mail from Australia to the USA. Printable means I can offer the designs at a cheaper price than printed stickers and, once you purchase the file you can print the stickers as many time as you like for your personal use. If you run out of stickers just print another sheet… or 10 😉 Printable files are like the gift that keeps on giving!
All of my sticker files are affordably priced and you get get a bargain if your purchase the Get it All sticker bundle!
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WHERE CAN I PURCHASE THE STICKERS?
A sample of sticker designs are available in my Etsy store. All are available in the online store.
I have found that the ‘unofficial’ label paper (i.e. anything but Avery) is cheaper and works just the same! Most are compatible with both inkjet and laser printers but be sure to check before purchasing.
0.5 x 0.5″ square stickers fits 270 stickers per 8.5 x 11″ sheet. You can purchase full sheet re-positionale label paper for 30c a sheet or 0.001c per sticker! Shops selling printed and cut stickers charge $4 for around 30 stickers of the same size. You also need to pay shipping on top of that. And wait for them to arrive in the mail. With printable stickers you receive them within minutes of your purchase. An added bonus – the Australian Dollar is currently only buying around 75cUSD this means, because of the exchange rate, if you live in the USA these stickers are actually even cheaper! (I live in Australia)
EDITABLE PDF FILES:
– When you open the file there will be light blue boxes where you can type in your information (this will NOT remain light blue when printed). – You can still print and hand-write on the sheets (the blue boxes won’t appear on your printed copy) – The fillable font is helvetica in black – For copyright protection, the layout of the documents, including existing text cannot be changed – You CAN save information typed into the PDF. I recommend saving the original version as ‘blank’ if you would like to make multiple sticker sheets.
– You will need a computer (not an ipad or iphone) to open and edit PDF files.
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FILE FORMAT
Most of the stickers come in 2 file format:
PDF: If it’s not already installed on your computer you will need to download it here (it’s free!). Note: You will need a computer to open and print PDF files.
JPG: this file format is compatible for use with your silhouette cutting machine and printing at home (print the sticker sheet/image as a full page photo)
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HOW DO I PRINT THE STICKERS?
These instructions will work for any of the planner / calendar stickers available in my shop including:
5 x 0.5” Square stickers
Erin Condren ‘Full Box’ stickers
1 inch x 0.5 inch ‘write-on’ stickers
I am going to demonstrate using the 1.5inch x 0.5inch stickers. These stickers are formatted for printing onto these letter size sticker sheets so you can easily print them from home. Or you can just print onto normal copy paper or cardstock and use glue to adhere, more on that below.
As always I recommend doing a test print onto a piece of scrap paper before printing multiple sheets onto sticker paper.
Note that all printers are different. I am using a Canon printer – if you are using a different brand your printer menu may display a little differently. There are so many different types of printers out there I do not know how to use every printer so unfortunately I may not be able to help if you have problems printing. Please follow the step-by-step guide below if you are having difficulties. Want to consult your printer manual but can’t remember where you put it? See this websiteto view free printer manuals for any type of printer.
Printing the PDF File onto Letter Size Paper
1. Open the file. Go to the top left hand corner, press file and then print.
2. The printer menu will open.
Make sure ‘actual size’ is selected then click on ‘properties’
3. A new menu will open – change the page size to letter size
I have not noticed a difference between printing on ‘standard’ and ‘high’ print quality settings
4. Press ‘OK’ to close that menu, then press ‘Print’
Printing the PDF File onto A4 Size Paper
If, like me, you live in Australia, you can still use these. The only change is the amount of white space around the design. The stickers are in no way affected and still print perfectly! 🙂
1. Open the file. Go to the top left hand corner, press file and then print.
2. The printer menu will open.
Make sure ‘actual size’ is selected then click on ‘properties’
3. Change the page size to A4
5. Click OK. The first menu will now look like this
I have not noticed a difference between printing on ‘standard’ and ‘high’ print quality settings
4. Press ‘OK’ to close that menu, then press ‘Print’
Note: if you live in Australia and keeping the stickers at 1.5″ wide is important – make sure you print using the PDF file as I have found the JPG file alters the size of the stickers to 1.6″ long… or maybe that’s just my printer. This size printing error also occurred even if I un-checked the ‘fit picture to frame’ button so if maintaining the exact size is important to you please print using the PDF!
Printing the JPG File
1. Open the JPG and click the black arrow (point down) next to ‘print’
2. A new window will appear. Click on ‘options’ then ‘printer properties’ this will take you into the same printer menu as for printing a PDF. Change the paper size if need be. Click on ‘options’ in the bottom right and make sure the correct page size and print quality if you wish to print on ‘high quality’ is selected.
3. IMPORTANT: when I print the stickers using the the jpg they did not print correctly when the ‘fit picture to frame’ box was ticked so be sure to UNTICK this box! This is what worked for my printer – yours may be different. As always I recommend doing a test print onto a piece of scrap paper and in greyscale before printing multiple sheets onto sticker paper as all printers work differently (I also recommend writing down or taking screenshots of the printer options you selected so you can refer back to them if needed).
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WHAT IF I DON’T HAVE STICKER PAPER?
Buy it! Seriously it’s worth it. If you don’t want to buy a lot you can order a few sheets from Labelsbythesheet. Label paper is very inexpensive if purchased in bulk e.g. from OnlineLabels
If you do not have label paper you can print onto normal printer paper and use glue or glue tape to adhere. I would recommend cardstock though as the colours print more vibrantly and are not see-through on thicker paper. I recommend ‘quill board’ which is thicker than copy paper at 210GSM. I also use this for printable notecards. You can buy it at Officeworks. I’m sure places like Staples in the US sells something similar. Even though it’s thicker than normal copy paper it doesn’t jam my printer. Amazon also sells cardstock.
Another option is to cut contact paper to letter size, peel back the sticky edge and stick the printed stickers to the contact sticker i.e. order will be: contact paper, printed stickers and then the back of the contact paper. I recommend trimming the white edge off the printed stickers so the contact paper stickers to the back (non-sticky side that comes with the contact paper). Cut or punch out as needed then peel back for stickers. Not sure if contact paper is called the same thing in the USA but this looks similar.
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CUTTING YOUR STICKERS
I have found that the most efficient method of cutting is to:
1) Cut off the white space on the top, bottom and sides
2) Cut the remaining into strips horizontally going across the width of the page
3) Cut the smaller strips still using your paper trimmer or using scissors.
The reason I cut horizontally is that there is less to cut (as you are cutting the width not the length of the sticker which is longer) but it is up to you to cut whichever way works best for you!
Tip: I print off sticker sheets then cut them during ad breaks while watching TV. I have found that I can cut up to 3 sticker sheets at once using my guillotine.
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WHAT DO YOU USE TO CUT THE STICKERS?
I use a guillotine I purchased a few years back. I can’t remember where I bought it from but it is similar to this one. I prefer that style of paper trimmer to this style as I find it easier to see where I’m cutting and easier to cut multiple sheets at once.
For the flag stickers I use scissors for the flag ends. If you want round stickers I recommend using a craft punch such as this one. Medium size scissors are preferable as the blade is too large on large scissors and I’ve found small scissors make my hand cramp after about 5 sticker sheets.
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I will discuss how I organize my stickers in an upcoming post!
Want custom stickers or have an idea for a sticker not currently listed in the shop? Email me at allaboutthehouseetsy@yahoo.com.au or contact me via Etsy or the online store – I’m always open to suggestions 🙂
If you follow my blog you may remember the post I did 2 years ago (how time flies) on my finance binder. Since that post my budget planner has undergone some major revamps (both from my personal budgeting style and queries from customers) and the finance set has now been updated and expanded to the new and improved Budget Binder – it now has 207 printables! And all pages are EDITABLE except the covers and dividers!
(Click the images below to enlarge the previews, then click the back button to return to this post!)
I may have gone a bit overboard – 4 types of bill pay checklists anyone? I figure everyone doesn’t plan the same way so I’ve included all the styles of each type (e.g. bill pay checklists, budgets, spending trackers) that I created when experimenting with what planner pages worked best for me. With so many options you can pick which printables would best for YOU and your approach to budgeting and money management.
The kit has been expanded to include the following:
– Income
– Spending
– Budgeting
– Tax
– Debt
– Finance Calendars
– Savings
– Banking
– Investments
– Goals – Dividers for Your Binder/Planner
There are multiple planning pages for different planning styles. For example, you may prefer to use calendars to track when bills are due, or you may prefer to see how much you’ve paid for all your bills for the entire year on the one page. The pages are designed to appeal to everyone so there will probably be more pages than you need. For example, try tracking your bills using one type of planner and if you find it’s not working for you, you can switch to one of the other layouts. Planner pages I felt needed more room are in landscape orientation, but I have also created portrait page orientation versions for those that prefer that page format.
I cannot show previews of all included pages as I have had people copying designs from some of my other planner sets. I’d just like to remind people that this is COPYRIGHT INFRINGEMENT and it is ILLEGAL. Ok, now that we’ve cleared that up, here is a list of everything that’s included!
INCLUDED IN THE BUDGET PLANNER – Covers & spines – Budget Planner, Finances (4 pages)
– Optional Personalised Cover Page & Spine – please mention the wording you would like in the notes to seller when checking out e.g. Smith Family Budget Binder’, Dana’s Finances ect. (2 pages)
INCOME (1 Page)
– Income tracker – perfect if you have multiple income streams or just want to keep track of when you receive your paychecks and a running total of your income for the year. Can be used for any duration – daily, weekly, monthly, quarterly, semi-annually ect.
* Also refer to the budgeting section
SPENDING (30 pages)
– Recurring Expenses – Due Dates
– Fixed & Variable Expenses
– Payments (4 pages – 1 page per quarter)
– Payments with confirmation or cheque number
– 2 page expense anything – more detailed way to track spending for each category before recording into your monthly budget e.g. track how much you’re spending on groceries, fuel ect. – record each shop and then total for the week
– Upcoming expenses – record when major payments are due e.g. car registration, rates, taxes ect. so you can budget accordingly
– Paid Bills Checklist v3 (landscape – 2 pages, 6 months per page) – record when bills are due, amount and a checkbox to tick when paid
– Paid Bills Checklist v5 – record due date and amounts paid each month (or quarterly ect.)
– Paid Bills Checklist – same as v5 but with an extra column to record the amount (if bills/payments are fixed amounts)
– Paid bills checklist (portrait page orientation) – tick off recurring bills of the same amount
– Online Payments
*Daily spending – Use the spending record which can be used for any duration – refer to ‘any duration spending’ section below. You can also use the finance calendar (refer to ‘monthly’ below). Also use the daily budget (refer to ‘budget’ below)
– Weekly Spending – 2 page spread (portrait page orientation) for recording each day’s spending including the amount, description, who it was paid to and budget category (to make transferring into your monthly budget easier). It also includes a weekly summary for recording any bills and debt payments you made, as well as investments, savings, income ect. You can also compare your totals with your daily and weekly budget.
– Weekly Payments Tracker – e.g. if you pay your rent weekly, car payments ect. – can be used for any expense
– Fortnightly Payments Tracker – same as above but for fortnightly payments
ANY DURATION SPENDING
– Spending record – can be used for any period or you can use one page per category
– Payments (2 page portrait page orientation) – if you want to keep all your payments in the same sheet, use this printable
– Spending tracker (with amount left to record if you are on track)
– Spending tracker v2 – same as above but with a notes section e.g. if you live in a share house and want to record who paid for those expenses – especially handy for e.g. grocery shopping
– Expenses – shared – 2 person
– Expenses – shared – 3 person – record the date the bill, rent or other expense is due and the amount then for each person record their contribution amount and the date they paid/gave it to the payer if the account is in one person’s name
– Spending tracker with payment method – keep track of your spending including payment method e.g. cash, credit card, cheque ect.
– Payments – can be used for bills, car loan, mortgage ect – see them all on the one page.
– Credit Card Balance Tracker – keep track of spending and payments on your credit card and compare against your credit card goals.
CALENDARS (28 pages)
– Perpetual finance calendar – with side column to check off payments and bills when paid throughout the month as well as a monthly summary i.e. total income, expenses, savings ect. (Monday and Sunday start versions – landscape page orientation – 2 pages)
– Perpetual finance calendar – same as above but with side column to record daily spending (Monday and Sunday start versions – landscape page orientation – 2 pages)
– Payments calendar – up to 3 payments/bills due can be checked off per day (landscape – perpetual – one page per month, both Monday and Sunday start version included – 24 pages total)
SAVINGS (3 pages) – 52 week savings tracker – blank – you choose what amounts you can afford to contribute each week based on your budget – Monthly savings tracker – Savings Tracker – can be used for any duration – blank so you can record any amount you like
BUDGETS (27 pages)
– Paycheck budgeting
– Simple budget – income and expenses on the one page
– Daily Budget (landscape page orientation – 2 pages)
– Weekly budgeting – most simplified budget I have created for those who just want to see everything on the one page
– Monthly budget by week (one page, portrait) – print more pages as needed
– Monthly Budget – expenses categorised in addition to savings, investments ect. (5 pages)
– Monthly budget – same format as above but category headings are blank so you can add your own (5 pages)
– Quarterly Budget (8 pages – 2 pages for each quarter) – for each quarter – first page has income and expenses, 2nd page has only expenses
– Annual Finances Summary – copy your totals from your monthly budgets
– Annual Finances Summary v2 – (page 1 – same categories as the filled in 5 page monthly budget, page 2 – blank for you to add your own categories)
– Annual budget
DEBT (4 pages)
– Debt summary
– Debt Repayments Tracker – any period
– Credit card purchases
– Credit Card Balance – record all debits and credits on your credit card/s to determine your running account balance * If you would like a monthly debt tracker I recommend using the ‘payments – 2 page’ (refer above)
BANKING (10 pages)
– Cheque Register – portrait
– Chequebook register – landscape
– Account register – record all transactions for each of your accounts (including deposits) – use one account per page
– Account Register v2 – same as above without the deposits column
– Credit card account info
– Account info
– Online payment login details
– Online Payments
– B-PAY account details (for Australians)
– BPAY Payments (for Australians)
TAX (3 pages)
– Tax
– Tax Deductions
– Donations Tracker
* If you would like to record weekly tax paid the 2 page record anything by week can be used for this purpose (see expenses section)
DIVIDERS TO USE THROUGHOUT YOUR BINDER/PLANNER:
– January – December Receipts (12 covers)
– January – December (12 covers)
– Bills to Pay, Paid Bills, Income, Expenses, Retirement Planning, Savings, Children’s Bank Accounts, College Fund, Financial Goals, Savings, Mortgage, Rent, Home Expenses, Education Expenses, Coupons, Debt, Banking, Tax, Tax Return, Tax Deductions, Cheque Book, Cash, Credit Card, Calendars, Spending, Weekly, Fortnightly, Monthly, Quarterly, Annual Summaries, Vehicles, Recurring payments, Donations, Insurances, Property Tax, Medical, Car Insurance, Home & Contents Insurance, Life Insurance, Family Trust, Miscellaneous, Phone, Utilities, Gas, Water, Electricity, Cable, Shopping, Subscriptions & Memberships, Gifts, Filing, His, Hers, Student Loans, Accounts, Investments, Shares, Clothing, Pets, Groceries, Entertainment, Healthcare, Personal Care, Transportation, Insurances, Superannuation, 401K, Goals (69 dividers/covers)
And here’s a more detailed explanation of suggested uses for each page and a preview of some of the included pages.
INCLUDED – Covers & spines – Budgeting Planning, Budget Binder, Finance Binder, Finances
– Optional Personalised Cover Page & Spine – please mention the wording you would like in the notes to seller when checking out e.g. Smith Family Budget Binder’, Dana’s Finances ect.
INCOME – Income tracker – perfect if you have multiple income streams or just want to keep track of when you receive your paychecks and a running total of your income for the year. Can be used for any duration – daily, weekly, monthly, quarterly, semi-annually ect.
* Also refer to the budgeting section
SPENDING – Recurring Expenses – Due Dates – put this at the front of your binder or in front of your calendar when planning when you need to transfer funds/pay online. Can be used not only for bills but any recurring expense e.g. car payments, mortgage payments ect. . in notes you may put e.g. car registration renewed 26 apr frequency e.g. quarterly, annually, monthly, fortnightly ect. – I recommend using one per year, or notes may be this bill is split 50/50 if you are living in a share house. 2nd page has January to june and space to record when that expense was paid (e.g. either the date or a cross below the month)
– Fixed & Variable Expenses – use this per person, for the whole family, monthly, quarterly, annually ect. record fixed expenses in thenotes you may say recurring monthly or the monthly amount if you put the total amount in the amount column. Use monthly or annually recommended. See where you money is going nad how you can possibly cut back 0 good initial budgeting rool or review every year to see if spending is on track
– Payments (4 pages) – 1 page per quarter – record what the payment is for, when it is due, amount and confirmation number or cheque number
– Payments with confirmation, cheque or transaction number – use for bills, car repayments ect. in notes you might write automatic deduction – use one page for all expenses or use one page per type of expense e.g. one page for internet bills. In the notes you can record e.g. automatic deduction, whose account was used to pay the bill ect.
– 2 page expense anything
Need a more detailed way to track spending for each category before recording into your monthly budget? This page can be used to track how much you’re spending on groceries, fuel, clothes ect. e.g. then total each week’s spending to determine the total amount spent that month and transfer to one of the monthly budgets, or transfer it weekly if you do weekly budgeting.
If you have multiple incomes, these pages can also be used to record tax paid each week (or just leave the weekly columns blank and record the monthly amount in the total column), or, if you are self- employed, you can budget or record how much to set aside for tax each week, based on your earnings.
You could also use it as a savings goal tracker e.g. if you’re saving up for a car, a house, retirement planning, investments ect.
These pages can probably be used for many other ways, these are just a few suggestions! The best part about printables? Once purchased they’re yours to print endlessly for your PERSONAL USE so if you need more room to write just print another page/s.
– Upcoming expenses – record when major payments are due e.g. car registration, rates, taxes ect. so you can budget accordingly – write the date due in the smaller column and the expense in the larger column under each month. If you know how much each expense is going to cost, you may prefer the annual expenses page
– Paid Bills Checklist v3 (2 pages with 6 months per page) – space to record the date when each bill (or payment) is due, the bill amount for each month (can also be used for quarterly bills) with a box to check off when the bill has been paid.
– Paid bills checklist v.5 – this page is an updated version of the original paid bills checklist. It can be used for bills or any type of payment e.g. loan repayments.
– Paid Bills Checklist – Same as above but with an extra column to record the amount of the bill – good for fixed payments/bills such as your phone plan, rent ect.
– Online Payments
– BPAY Account Details – Handy reference page for my fellow Australian’s who use BPAY
–BPAY Payments
DAILY SPENDING – Refer to: – The spending record which can be used for any duration – refer to the ‘any duration spending’ section below – The the finance calendar with daily spending (refer to the ‘monthly’ section below) – The daily budget – refer to the ‘budget’ section below
WEEKLY SPENDING – Weekly Payments Tracker – e.g. if you pay your rent weekly, car payments ect. – can be used for any expense – also another method of recording mortgage payments and can also record additional payments you make through the year.
– Weekly Spending – 2 page spread (portrait page orientation – Sunday and Monday start versions included) for recording each day’s spending including the amount, description, who it was paid to and budget category (to make transferring into your monthly budget easier). It also includes a weekly summary for recording any bills and debt payments you made, as well as investments, savings, income ect. You can also compare your totals with your daily and weekly budget.
FORTNIGHTLY SPENDING – Fortnightly Payments Tracker – same as above but for fortnightly payments.
MONTHLY SPENDING – Monthly income and expenses – landscape (2 pages – 6 months on each page) – good for comparing expenses that occur each month e.g. groceries, fuel. Record the total for each category from each month’s budget here, before totaling again and transferring into your annual summary.
– Perpetual Monthly finance calendar with daily spending (Monday and Sunday start versions – landscape page orientation – 2 pages)
– Perpetual finance calendar – with side columns to check off payments and bills when paid throughout the month as well as a monthly summary i.e. total income, expenses, savings ect. (Monday and Sunday start versions – landscape page orientation – 2 pages)
If you use calendars to track expenses, I find writing down not only when bills, repayments ect. are due, but also payday/s then working backwards from due dates to determine what days to pay bills or other expenses so they are paid on time and to ensure there will be enough in the account/s to pay the expense. When a payment is made, I also record the payment method e.g. ‘B’ for bank transfer, ‘CC’ for credit card, ‘C’ for cash ect. I made these alphabet stickers (I scaled them to 50% so they printed at 0.25 x 0.25″ instead of 0.5 x 0.5″) but you can also just type or write instead.
– Landscape calendars – perpetual (one page per calendar, both Monday and Sunday start version included – 24 pages) space to add days – up to 3 payments/bills due can be checked off per day
ANNUAL SPENDING
–Paid bills checklist (portrait page orientation) – tick off recurring bills of the same amount
– Paid bills checklistSame as above but landscape page orientation
– Annual expenses – similar to the ‘upcoming expenses’ page but spread over 2 pages (6 months per page) with an extra column to record the amount.
ANY DURATION SPENDING
– Spending record – can be used for any period e.g. monthly or weekly or you can use one page per category e.g. groceries
– Payments checklist – 2 page portrait spread – if you want to keep all your payments in the same sheet, I recommend using this printable. It can also be used for bills, car payments, loan repayments ect.
Record the frequency and the amount you budgeted for each bill. There is space to record the actual amount paid each month, quarter ect. As the year progresses, compare the actual amounts paid against the budgeted amount. Then use the average of the amounts paid (the notes column can be used to record this) to determine the amount to budget for next year, or review more frequently if need be.
The title box on the second page is blank so you can type in the year or month, type of payments (e.g. business or personal), expense category, duration e.g. January ect. If you fill up the page – the best part about these being printable is that you can print them as many times as you need, for your personal use!
– Spending tracker (with amount left to record if you are on track). There is space to write your category if you want to use one page for each type of expense e.g. food, housing ect. or there is space to record the duration the record is for if you prefer to combine all expenses on the one sheet
– Spending tracker v2 – same as above but with a notes section e.g. if you live in a share house and want to record who paid for those expenses – especially handy for e.g. grocery shopping
– Expenses – shared – 2 person – record the date the bill, rent or other expense is due and the amount then for each person, record their contribution amount and the date they paid/gave it to the payer if the account is in one person’s name
– Expenses – shared – 3 person – same as above but for three people (and no notes column)
– Spending tracker with payment method – keep track of your spending including payment method e.g. cash, credit card, cheque or savings account
– Payments – can be used for bills, car loan, mortgage ect – see them all on the one page.
– Credit Card Balance Tracker– keep track of spending and payments on your credit card and compare against your credit card goals. Summary of the credit card account helps compare if you have multiple credit card, which one to pay off sooner. Use one sheet per credit card that you have. Compare your goals to actual spending.
– Expenses – by income & account – Keep track of what expenses are paid by what account. Useful for couples wanting to keep their finances separate, keeping business and personal expenses separate ect.
SAVINGS – 52 week savings tracker – blank – you choose what amounts you can afford to contribute each week based on your budget – use one sheet per person and record what duration – you don’t have to start the first week of jan or first week of a new financial year!
– Monthly savings tracker
– Savings Tracker – can be used for any duration – blank so you can record any amount you like use one page per week, month, quarterly, bi-annually, annually ect. whatever works best for you
BUDGETS – Paycheck budgeting – record expenses paid by each paycheck for up to 2 paychecks. Can be used for any duration e.g. weekly, fortnightly, monthly ect.
– Simple budget – record income and expenses on the same page. There are no categories so it is perfect for those with more ‘simple’ finances (e.g. college students)
The second page can be printed as many times as needed if you have more expenses. This budget can be used for any duration e.g. weekly, fortnightly, monthly ect. Use one page for all expenses, or use one page for each type of expense.
DAILY BUDGETING
– Daily Budget – Landscape page format (2 pages) – record amount spent against each category for each day of the month then total the amounts spent each day for each category and transfer into your monthly budget. There is also space to record daily income.
The first page has days 1 to 16, the second has days 1 to 31 and a column to record the total for the month for each expense. The second page’s title box is blank if you want to include the month, year, ‘Mom’s Spending’ and print another page for ‘Dad’s Spending’ ect.
WEEKLY BUDGETING
– Weekly budgeting – For those who want to keep it simple and see everything on the one page – record income, payments (bills, loan repayments ect.) for each week (write the day on the small line, check off when the payment has been made, describe the payment on the longer line and the amount on the right). Each day you can record spending – describe the transaction in the larger space underneath each day and the amount in the space on the right, then total everything and record in the summary section. You can then transfer the total for each week to your monthly budget.
– Weekly Budget – Income & Expenses for each day on the one page, then total at the end of the week
– Weekly Budget – Monthly budget by week (one page, portrait) – print more pages as needed
MONTHLY BUDGETING
– Budget – Categorised – Filled in (5 pages plus 1 blank page to add your own category or print multiple pages and add multiple categories). This budget is an updated version of the budget that was included in the original finance binder, based on customer feedback.
This budget can be use for any duration – weekly, fortnightly, monthly ect. The title box on each page is editable so you can type in the month, week or dates the budget is for (or just type e.g. ‘Our Family Budget’ ‘2015 Budget’ or whatever wording you like)
‘Filled in’ means expenses are categorised (refer to the image below) e.g. food, housing, education, clothing, healthcare ect. There is also a section for recording savings, investments ect. Each category has space to record subtotals and on the last page is a summary (monthly income, expenses, end of period’s balance, last period’s balance, running total for the year) so you can compare how your budget is progressing throughout the year.
Note: The number of lines for each category varies. I have allocated e.g. more space/lines to utilities for example, than clothing
– Budget – Categorised – Blank – same as above but the categories are removed so you can type in your own
– Monthly budget – 2 pages – same format as above but category headings are blank so you can add your own
QUARTERLY BUDGETING A lot of you preferred the option for quarterly budgeting from the non-chevron original finance set so a new and improved version is included:
– Quarterly Budget (8 pages – 2 pages for each quarter) – for each quarter – first page has income and expenses, 2nd page has only expenses – page can be printed as many times as you need. If you don’t need the whole kit, it can be purchased separately HERE.
ANNUAL BUDGETING
– Annual budget – best used at the start of the year. Total each expense from your monthly budget or estimate and use as a guide when calculating your monthly budgets. Can also be used standalone if you don’t want to budget weekly, fortnightly, monthly ect. – Annual Finances Summary – copy your totals from the monthly spending summary page
– Annual Finances Summary v2 – record income, expenses, savings, debt, investments and end of month balance for all 12 months on the one page
DEBT – Debt summary – record details of all type of debt you owe, compare them and work out a strategy for prioritising which debts to pay off first, how much to pay off each month ect.
– Debt Tracker – any period – record payments when due and when paid, you can also record any additional payments you made
– Credit card purchases – record all purchases you make on your credit card, including the date so you know when to pay them off to avoid paying interest, also space to record where you have actually paid for the purchase
– Credit Card Balance – record all debits and credits on your credit card/s to determine your running account balance
Debt Tracker – if you would like a monthly debt tracker I recommend using monthly using the ‘payments – 2 page spread’
BANKING
– Chequebook register
– Account register – record all transactions for each of your accounts – use one account per page
– Account Register v2 – similar to above but if you want more room to record details of the transaction and don’t want separate deposit and withdrawal columns
– Credit card account info – in the notes section I record things like ‘business credit card’ or ‘travel card’ and cross-currency conversion fees (I live in Australia and pre-convert AUD to USD then use when shopping online), you might also like to note if it is the card you use to buy groceries, or pay this off by the 15th of every month, primary credit card, backup card, the interest free period ect. Or, if I had a credit card provided by a company that offers loyalty points for every purchase you make e.g. Qantas, I would record spend $___ and get ___ bonus points ect.
– Account info
– Online payment details – record usernames, passwords, account numbers , date payments are due ect. for online payments that you make (e.g. utilities). There is a notes section to record e.g. if it is set up for automatically deduct the amount from your credit card or bank account each month.
TAX – Tax – record your income and deductions to determine your after tax income
– Tax Deductions – keep a running list throughout the year of items to claim on – perfect if you’re claim a lot such as if you have a business
– Donations Tracker – use one page per year or print multiple for each year
* If you would like to record weekly tax paid the 2 page record anything by week can be used for this purpose (see expenses section)
INVESTMENTS
Investment analysis – use this worksheet to analyse investments and choose which one is right for you e.g. property, shares, term deposit ect. – there is space to record details about the investment including expected return, risk level, minimum deposit and conditions (e.g. payment due in 30 days) and upfront costs. Assess the investment based on the expected return and costs on a weekly, fortnightly, quarterly, semi-annually and/or annual basis to determine expected profit or loss (P/L). There is additional note space if you need to write further details about the investment.
Share Performance – for those that invest in shares, keep track of how many shares you have in different companies. Each time you purchase shares in the company, record the purchase date, qty, price paid per share, sale price, sale date and profit or loss. There is also space to record dividends, and a notes section to write anything you like – this will help you compare which shares are profitable as well as when to sell to ensure you earn a profit.
GOALS
– Financial Goals – See all your short, medium and long term goals on the one page. This is an updated version of the financial goals page from the original chevron finance binder.
– Financial Goals v2 – you can track your progress using the 52 week savings tracker – first page has suggested categories, second page there are no categories so you can type in/choose your own (2 pages total)
And as is included in all of the planner sets – lined note paper
DIVIDERS TO USE THROUGHOUT YOUR BINDER/PLANNER: Bills to Pay & Paid Bills, Income, Expenses, Retirement Planning, Savings, Children’s Bank Accounts, College Fund, Financial Goals, Savings, Mortgage, Rent, Home Expenses, Education Expenses, Coupons, Debt, Banking, Tax, Tax Return, Tax Deductions, Cheque Book, Cash, Credit Card, Calendars, Spending, Weekly, Fortnightly, Monthly, Quarterly, Annual Summaries, Vehicles, Recurring payments, Donations, Insurances, Property Tax, Medical, Car Insurance, Home & Contents Insurance, Life Insurance, Family Trust, Entertainment, Miscellaneous, Phone, Utilities, Gas, Water, Electricity, Cable, Groceries, Shopping, Subscriptions (use for magazines, blumbox ect.), Gifts, Filing, His, Hers (if you keep you and your partners’ finances separate), Student Loans, Accounts, Investments, Shares, Superannuation, 401K
… So, in summary, here is a list of all the pages now included in the updated and expanded finance/budget binder:
INCLUDED IN THE BUDGET PLANNER – Covers & spines – Budget Planner, Finances (4 pages)
– Optional Personalised Cover Page & Spine – please mention the wording you would like in the notes to seller when checking out e.g. Smith Family Budget Binder’, Dana’s Finances ect. (2 pages)
INCOME (1 Page)
– Income tracker – perfect if you have multiple income streams or just want to keep track of when you receive your paychecks and a running total of your income for the year. Can be used for any duration – daily, weekly, monthly, quarterly, semi-annually ect.
* Also refer to the budgeting section
SPENDING (30 pages)
– Recurring Expenses – Due Dates
– Fixed & Variable Expenses
– Payments (4 pages – 1 page per quarter)
– Payments with confirmation or cheque number
– 2 page expense anything – more detailed way to track spending for each category before recording into your monthly budget e.g. track how much you’re spending on groceries, fuel ect. – record each shop and then total for the week
– Upcoming expenses – record when major payments are due e.g. car registration, rates, taxes ect. so you can budget accordingly
– Paid Bills Checklist v3 (landscape – 2 pages, 6 months per page) – record when bills are due, amount and a checkbox to tick when paid
– Paid Bills Checklist v5 – record due date and amounts paid each month (or quarterly ect.)
– Paid Bills Checklist – same as v5 but with an extra column to record the amount (if bills/payments are fixed amounts)
– Paid bills checklist (portrait page orientation) – tick off recurring bills of the same amount
– Online Payments
*Daily spending – Use the spending record which can be used for any duration – refer to ‘any duration spending’ section below. You can also use the finance calendar (refer to ‘monthly’ below). Also use the daily budget (refer to ‘budget’ below)
– Weekly Spending – 2 page spread (portrait page orientation) for recording each day’s spending including the amount, description, who it was paid to and budget category (to make transferring into your monthly budget easier). It also includes a weekly summary for recording any bills and debt payments you made, as well as investments, savings, income ect. You can also compare your totals with your daily and weekly budget.
– Weekly Payments Tracker – e.g. if you pay your rent weekly, car payments ect. – can be used for any expense
– Fortnightly Payments Tracker – same as above but for fortnightly payments
ANY DURATION SPENDING
– Spending record – can be used for any period or you can use one page per category
– Payments (2 page portrait page orientation) – if you want to keep all your payments in the same sheet, use this printable
– Spending tracker (with amount left to record if you are on track)
– Spending tracker v2 – same as above but with a notes section e.g. if you live in a share house and want to record who paid for those expenses – especially handy for e.g. grocery shopping
– Expenses – shared – 2 person
– Expenses – shared – 3 person – record the date the bill, rent or other expense is due and the amount then for each person record their contribution amount and the date they paid/gave it to the payer if the account is in one person’s name
– Spending tracker with payment method – keep track of your spending including payment method e.g. cash, credit card, cheque ect.
– Payments – can be used for bills, car loan, mortgage ect – see them all on the one page.
– Credit Card Balance Tracker – keep track of spending and payments on your credit card and compare against your credit card goals.
CALENDARS (28 pages)
– Perpetual finance calendar – with side column to check off payments and bills when paid throughout the month as well as a monthly summary i.e. total income, expenses, savings ect. (Monday and Sunday start versions – landscape page orientation – 2 pages)
– Perpetual finance calendar – same as above but with side column to record daily spending (Monday and Sunday start versions – landscape page orientation – 2 pages)
– Payments calendar – up to 3 payments/bills due can be checked off per day (landscape – perpetual – one page per month, both Monday and Sunday start version included – 24 pages total)
SAVINGS (3 pages)
– 52 week savings tracker – blank – you choose what amounts you can afford to contribute each week based on your budget
– Monthly savings tracker
– Savings Tracker – can be used for any duration – blank so you can record any amount you like
BUDGETS (27 pages)
– Paycheck budgeting
– Simple budget – income and expenses on the one page
– Daily Budget (landscape page orientation – 2 pages)
– Weekly budgeting – most simplified budget I have created for those who just want to see everything on the one page
– Monthly budget by week (one page, portrait) – print more pages as needed
– Monthly Budget – expenses categorised in addition to savings, investments ect. (5 pages)
– Monthly budget – same format as above but category headings are blank so you can add your own (5 pages)
– Quarterly Budget (8 pages – 2 pages for each quarter) – for each quarter – first page has income and expenses, 2nd page has only expenses
– Annual Finances Summary – copy your totals from your monthly budgets
– Annual Finances Summary v2 – (page 1 – same categories as the filled in 5 page monthly budget, page 2 – blank for you to add your own categories)
– Annual budget
DEBT (4 pages)
– Debt summary
– Debt Repayments Tracker – any period
– Credit card purchases
– Credit Card Balance – record all debits and credits on your credit card/s to determine your running account balance * If you would like a monthly debt tracker I recommend using the ‘payments – 2 page’ (refer above)
BANKING (10 pages)
– Cheque Register – portrait
– Chequebook register – landscape
– Account register – record all transactions for each of your accounts (including deposits) – use one account per page
– Account Register v2 – same as above without the deposits column
– Credit card account info
– Account info
– Online payment login details
– Online Payments
– B-PAY account details (for Australians)
– BPAY Payments (for Australians)
TAX (3 pages)
– Tax
– Tax Deductions
– Donations Tracker
* If you would like to record weekly tax paid the 2 page record anything by week can be used for this purpose (see expenses section)
DIVIDERS TO USE THROUGHOUT YOUR BINDER/PLANNER:
– January – December Receipts (12 covers)
– January – December (12 covers)
– Bills to Pay, Paid Bills, Income, Expenses, Retirement Planning, Savings, Children’s Bank Accounts, College Fund, Financial Goals, Savings, Mortgage, Rent, Home Expenses, Education Expenses, Coupons, Debt, Banking, Tax, Tax Return, Tax Deductions, Cheque Book, Cash, Credit Card, Calendars, Spending, Weekly, Fortnightly, Monthly, Quarterly, Annual Summaries, Vehicles, Recurring payments, Donations, Insurances, Property Tax, Medical, Car Insurance, Home & Contents Insurance, Life Insurance, Family Trust, Miscellaneous, Phone, Utilities, Gas, Water, Electricity, Cable, Shopping, Subscriptions & Memberships, Gifts, Filing, His, Hers, Student Loans, Accounts, Investments, Shares, Clothing, Pets, Groceries, Entertainment, Healthcare, Personal Care, Transportation, Insurances, Superannuation, 401K, Goals (69 dividers/covers)
All pages are editable except the covers and dividers. What does Editable mean?…
EDITABLE DOCUMENTS – When you open the file there will be light blue boxes where you can type in your information (this will NOT remain light blue when printed) – You can still print and hand-write on the sheets (the blue boxes won’t appear on your printed copy) – The fillable font is helvetica in black – The checkboxes are not editable. The sheets are intended for filling out on your computer and checking off by hand – The covers, dividers and spines are not editable – For copyright protection, the layout of the documents, including existing text cannot be changed
If you’re feeling a little overwhelmed and not sure where to start I would make a list of all the things you need to keep track of e.g. bills on a monthly basis, spending on a weekly basis, fortnightly paydays, weekly savings, annual financial goals, budgeting on a monthly basis ect. which will help you narrow down which pages you need.
Using the dividers
Depending on how much paperwork/how big your household is, you may need more than one binder or notebook. Some dividers may actually be ‘covers’. I recommend the following:
– Store receipts in a separate binder and within that binder by category e.g. groceries, gifts, ect.
– One binder for insurances – life, health, car ect.
– One for bills – water, electricity, gas, cable
– Keep business income and spending separate to your family’s income
– Keep tax documents separate – and use the ‘his’ and ‘hers’ dividers
– Keep investments separate
– Keep retirement fund separate
Assembling your Planner
I recommend the:
– Arc Notebook system or Levenger (allows you to remove and rearrange pages as often as you like)
– 3 ring binders
– Mini binders (the pages are full size, for half size printing instructions, please see this post)
– Coil, spiral or comb binding
– Filofax
– If you use the Erin Condren or Plum Paper Planners – you can print the pages at that size. please see this post for instructions.
I was previously using a 3 ring binder but found it was too bulky. I have since switched to the Arc Notebook. I use the A4 version as I live in Australia – it can be purchased from Staples.com.au (Staples often do discounts around back to school time. I think they also give you a voucher when you sign up). For USA readers, Staples.com stocks the letter size version. You can also get half size and A5 size versions. I have purchased both the poly and leather versions and much prefer the leather which costs more but is more sturdier and will last longer. The leather also comes in a range of colours: black, pink, blue and green. No I am not a spokesperson for the Arc system – I just really like the product!
What Pages Do I use?
I do not use all the pages. The pages are designed to appeal to everyone. Over the past 2 years I have been tweaking my budget/finance binder switching out and updating layouts of planner pages until I have found a system that works for me. For example, I do not do a daily budget but I do keep weekly, monthly and annual budgets. I do not budget by quarter but I have had customer requests for quarterly budget planners so I have created and added those to this set. There are plenty of options for any budgeting style as I think it is important that YOU choose which pages will work best for YOU otherwise you won’t use them!
Printing the Pages
The pages are A4 size. They can be printed at letter size, half size, A5, junior arc size, Filofax, personal size, Erin Condren planner size or any other size you like – please see this blog post for printing instructions and tips. For sheets with 1 page e.g. chequebook register, there are 2 copies of the same page in the PDF file if you would like to do duplex printing or ‘2 page page’ printing then cut the sheets in half for half size pages. You can also do duplex printing for those with multiple pages e.g. the categorised budget. Please see this blog post for printing instructions.
Upgrade Information
If you have previously purchased this set (either just the finance set or a bundle containing the original finance set such as the ‘Get it All’ bundle, Direct Sales Planner bundle ect.) contact me at allaboutthehouseetsy@yahoo.com.au or via Etsy with your order number and email address and I will set up a custom listing for the upgrade (cost is $8AUD). See here to convert this amount into your currency.
Do you think these planner pages will work for you?
If you are eager to start budgeting (said no one ever!), you can purchase this planner via these links:
The original finance set can be purchased through the Online Store and Etsy, as well as the non-chevron version: Online Store, Etsy.
All 7 colours will be available for purchase shortly if you can’t decide on a colour, want to mix and match or use the printables e.g. for your family (one colour) and home business use (a different colour).
If you think there is something STILL missing comment below and I may make it available as a freebie 🙂
If you like to try a free coordinating printable. This paid bills checklist is available as a FREE (for personal use only) download here. Just checkout as though you are making a ‘purchase’ – you will not actually have to pay anything.
I have been considering add a red version to the chevron planner series – what do you think?
COPYRIGHT
All printables are (c) AllAboutTheHouse Printables. They may not be copied, resold, shared, given away, distributed, made available for free on your blog ect. They are for the purchasers PERSONAL USE ONLY. Copying these designs is COPYRIGHT INFRINGEMENT and it is ILLEGAL.
After many requests for half size planner pages, I have created the half size day to a page planner versions as well as the half size extras. Go here to check them out!
I have also designed a new half-size weekly layout that allows more room to write with the days going across the page than the columns like the letter size (full size) planner style.
I hope you guys like this new planner style as much as I enjoyed creating it 🙂
If you’re concerned about using up printer ink you could have the files printed at your local office supply store (send me a convo via etsy and I will give you a print release) the chevron and stripes patterns also print nicely in greyscale.
Printing instructions are included. Before printing you will need to pre-cut letter size paper in half (most office supply stores will do this for you if you don”t have a paper trimmer, you can also buy pre-cut paper reams)
You can read more about the rainbow planner and chevron planners in THIS post.
Please excuse the poor quality photos – the colours are actually much brighter in person!
I. Am. OBSESSED with it! I created the whole planner from scratch (well, except the arc notebook I used to assemble it of course). The planner pages are 8.5 x 11″ in size. I know a lot of people prefer the smaller planner sizes but portability and compactibility isn’t an issue for me as I carry a large handbag. I’ll discuss printing options if you’d like to use the pages in an A5, half size or filofax planner at the bottom of this post.
One of the most important things about a planner is its’ pretty cover page! I am OBSESSED with pretty cover pages. Every binder I use has to have a cover page. I created one cover for the planner then came up with ideas for another cover. And another one. I ended up with about 15 covers before I finally gained some self-control. I get bored with covers easily so I intend to use a different one each month. This is the one I am currently using:
I’ve listed all the other covers in my Etsy shop if you’re a cover addict like me. These covers are personalised with your monogram and/or other wording that you would like. Due to customisation these are sent within 48hours of your purchase.
These covers are an instant download so you can use them right away!
You could also pair the planner with one of my other binder covers
Let’s take a tour of my planner!
After the cover page is the ‘this belongs to page’ in case my planner ever gets lost.
Followed by the 2014 and 2015 dates at a glance pages (with space tor record those new years resolutions/goals that I’m going to try and accomplish)
I forget to take photos of these pages in my assembled planner.
Then the ‘special dates’ page where I list national holidays for 2014 , 2015 and 2016. This sheet is not pre-filled so you could live anywhere in the world and still use this planner! I live in Australia which is why this page is not pre-filled with American holidays. You can find a summary of national holidays relevant to your country on this website
Important dates where I list birthday’s, anniversaries ect. You could also use it for annual planning.
This is the weekly spread that I personally use. I am obsessed with lists so this layout has been working perfectly for me!
The ‘simple‘ version where you can make it your own e.g. add lines across the page to separate each column into boxes to separate things like school, work, social, reminders, meal planning ect. Or just keep the columns blank with lots of open-ended writing space
I also have an undated (and editable!) version. I use this on days where I need to get a lot done and I want to map out exactly how I will use my time. I call this the ‘schedule’ planning method (rather than the open-ended weekly pages). There are 2 lines beside each hour – one line per 30 minutes of the day. I print a few off and keep them at the back of the planner then transfer them to the current week when I need them.
Wondering what that un-labelled box is for? Anything! After designing and using many daily planners I have found that I needed a section that was flexible. Some days I use this box to record my exercise plan, on other days I use it for reminders or calls I need to make. I also like having a large notes section so I can jot down messages when I’m on the phone. I used to scramble around for a piece of paper which I then couldn’t find a few days later. This way I can keep everything in order 🙂 The meals box is big enough to plan all daily meals or just dinner and a few things I need to pick up from the store on my way home.
After all the months, I include extra notes pages as well as pages you can purchase separately from the ‘Extra’s package.’ I store these pages behind the ‘Miscellaneous’ divider (which comes with the planner).
Weekly Planning page. I keep this at the back and use it to note routine things that need to be completed each day (or most days of the week). I am considering moving it to the front of the planner.
I LOVE calendar stickers but they are very hard to find in Australia so I made my own. Because I am obsessed with things being coordinated I used the same colours as the rainbow stripe pattern on the planner. I made my own template in photoshop and printed the 6 sheets onto full sheet 8.5 x 11″ label paper then cut using a guillotine (you could also use a paper trimmer or scissors). I keep them in a clip top bag in the ziplock pouch I also purchased for the back of the planner.
Money Stickers
The colours do actually print that nice and bright. The photos makes them look much darker than they actually are!
I bought these pockets to keep random papers in. E.g. if I get the mail on my way out the door I will tuck it in these pockets and take them out when I get home.
Back cover (should you choose to have your planner spiral bound or use it in a binder)
If you’re concerned about printer ink, here are how some of the pages look printed in greyscale:
Still quite pretty!
HOW I ORGANISE MY PLANNER
1. Colour code. I write everything in my planner in black pen. I don’t use a special brand of pen. I use cheap ones from discount stores like the Reject Shop and Crazy Clark’s. I live in Australia so I don’t have access to Walmart :(. I then highlight each ‘thing’ in my planner in a different colour. For example: yellow is Etsy, pink is personal, green is appointments and social events, purple is to do’s, orange is family and light blue is finances. When I was in school I used to use different colours for homework, assessment due dates ect.
2. Calendar Stickers (which I mentioned above). They’re rainbow and co-ordinate with my planner – nuff said 🙂
HOW I USE MY PLANNER
1. I write things like when bills are due in the monthly view. I also note any appointments and social events. I try to minimise what I write in the monthly view to prevent it from being over-cluttered. One of the reasons I use a full-size planner is because of the large writing space in the monthly view. I have used smaller planners before and found I filled the little boxes too quickly. I also cannot stand trying to write something into a planner and not having the page to lean my hand against as I enter a task (hopefully you understand what I mean, I know I didn’t explain that very clearly :/)
2. The weekly views show each day in more detail. Occasionally I review my ‘master’ to do list which I keep in my lists book. I shared some pictures of it at the bottom of this post. Basically I printed off all the sheets from my lists kit and bound them into a notebook.
Anyway, in the lists book I have monthly to do lists. At the start of the year I list things I’d like to complete for each month (personal, work – everything) and stop about 5 lines short of the bottom of the page (gotta keep room for ideas that pop up throughout the year!) Each month I pick out the main to do’s and fill the first monthly to do list column in the planner (on the monthly planning page). I keep the second column free for to do’s I think of throughout the month. So basically the lists book is a ‘reference’ and my planner summarises those lists.
I’ll pick a few of the monthly to do’s in my planner that I feel are the highest priority. I transfer tasks that need to occur to complete each of those to do’s to the weekly pages of my planner. For example, if I am working on a new planner set then I will break the planner down into smaller to do’s and allocate those throughout the weeks of the month. I write these steps in the unlined section of each day. I keep the checklists for routine tasks such as laundry, grocery shopping, emptying the dishwasher, de-cluttering ect.
The reason I love the layout of the weekly pages is because they are simple, uncluttered, flexible and don’t have too much colour. I do love a bit of colour (hence the rainbow stripe), but because I highlight/colour-code my planner I kept it to black only below the pattern. I don’t like planners that include mini monthly views on each weekly spread as I find this a massive waste of space. I rarely need to know what day a certain date falls on and if I do I have the monthly summary pages and the dates at a glance places to refer to.
I do use tabs as you can see in the pictures. I purchased these from Staples. They were pre hole punched for a 3 ring binder but I punched over the top – they are made of a plastic-like material so they still stay in place in the Arc notebook. I am on the lookout for nicer tabs because I’d prefer them to be thicker like cardstock. If anyone knows of any good tabs please let me know!
So that’s my planner! If anyone has any questions or comments I’d love to hear from you 🙂
***PRINTING YOUR PLANNER***
The pages are 8.5 x 11″ in size. They will work with printers that CAN do duplex printing and also printers that CANNOT do duplex printing. Detailed printing instructions are included in your purchase. As all printers are different, I cannot offer technical support for printing. No refunds will be made if you are unable to print the pages due to your printer having different settings than shown in the example/if you do not know how to use your printer. If you are having problems printing your planner at home, I recommend printing at your local office supply store.
If you want to use the pages in an A5/Filofax/half size planner you can by using ‘2 per page’ or ‘multiple’ print settings and then cut the 8.5 x 11″ sheet in half. However, they will be single-sided.
If you would like to use the planner pages in a personal or smaller than half size planner I do not recommend doing this. You can print any page at any size (smaller than 8.5 x 11″). See this post on printing tips for instructions (tip 2). The reason I do not recommend this is because you will need to cut every sheet down to size.
As a side note – a coupon is included in the printing instructions document which you can use on all future purchases until the end of 2015!
***PLANNER SOURCE LIST***
Arc punch (I’ve read that the Levenger punch is compatible)
Do you have a blog? Want to get this planner for free in exchange for a review? Convo me via Etsy or send an email to allaboutthehouseetsy@yahoo.com.au If I think your blog is a good fit – I will send you a copy of the planner of your choice for FREE!
***HAVE YOU DISCOVERED AN ERROR?***
I have checked each page however, if you happen to spot an error, please bring it to my attention so I can fix it ASAP.